The country is facing a retirement crisis but some americans are worse off than others workers in the top 20 of earnings distributions have half of all retirement wealth in both 1992 and 2010 . The survey conducted by bankrate in late february and early march is just the latest indication that the us faces a major retirement crisis every day some 10000 baby boomers turn 65 and . Theres a retirement crisis in america where most will be unable to afford a solid life the three legs of the retirement stool private savings pensions and social security are all in . A nobel laureates fix for the retirement crisis nobel laureate richard thaler says drawing down retirement assets is even harder than saving them partly because of uncertainty about a retiree . The retirement crisis falls harder on minority communities the net worth of nonwhites remains significantly depressed compared with whites particularly in terms of housing equity which forms a
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